Principles of risk management and insurance

Preface -- Basic concepts in risk management and insurance -- Risk and its treatment -- Insurance and risk -- Introduction to risk management -- Advanced topics in risk management -- Types of insurers and marketing systems -- Insurance company operations -- Financial operations of insurers -- Government regulation of insurance -- Legal principles in risk and insurance -- Fundamental legal principles -- Analysis of insurance contracts -- Life insurance -- Life insurance contractual provisions -- Buying life insurance -- Annuities and individual retirement accounts -- Health-care reform : individual health insurance coverage -- Employee benefits : group life and health insurance -- Employee benefits : retirement plan -- Social insurance -- The liability risk -- Homeowners insurance -- Auto insurance -- Other property and liability insurance coverage -- Commercial property and liability risks -- Commercial property insurance -- Commercial property insurance -- Commercial liability insurance -- Crime insurance and surety bonds -- Glossary -- Index.